🛒
Online commerce
Gateways + BNPL + refunds → bank.
Early UAE pilot
You made the sale.
You made the sale.
Did you get paid correctly?
NetSettled compares payouts and settlements from payment gateways, marketplaces, delivery apps, booking platforms, POS providers and other payment intermediaries with what actually reached your bank — and shows only what needs attention.
✓ Read-only
✓ Redacted files accepted
✓ No bank login
August Cash Check
Illustrative
Total checked
AED 284,821.40
across 3 payment sources
98.9%Net Settled
✓VerifiedAED 281,420
◷PendingAED 2,301
!Needs attentionAED 1,100
×Potential discrepancyAED 480
AED 480 doesn't add up
Provider settlement
AED 18,480.00
Marked paid Aug 27
AED 18,000.00
Received Aug 28
AED 18,480.00
Marked paid Aug 27
↓
Bank creditAED 18,000.00
Received Aug 28
Refunds checkedFees checkedAdjustments checked
AED 480 remains unexplained
Illustrative product example — synthetic data, not a customer result.
Check exports from gateways, platforms & payout providers
StripeCheckout.comPayTabsTabbyTamaraMarketplacesDelivery appsPOS / acquirersBooking platformsBank statements
Payment gateway, BNPL, marketplace, aggregator, POS or booking platform not listed? Send us a sample export first and we'll confirm the format before you share live financial data.
The problem
Your money passes through
too many systems.
Each provider knows what it says happened. Who checks that the final amount of cash is actually right?
Sale / booking / orderThe money your business earned
Gateway / platform / POSWho collected or processed it
DeductionsFees, commissions, refunds, adjustments
Settlement / payoutWhat the provider says it paid
BankWhat actually arrived
Same question. Different businesses.
🍽
Restaurants & delivery
Aggregators, commissions and adjustments → bank.
▣
Retail & POS
Terminal batches and acquirer settlements → bank.
M
Marketplaces
Sales minus commissions, returns and deductions → bank.
✦
Salons & services
Booking, POS, packages and payment links → bank.
↻
SaaS & subscriptions
Recurring payments, refunds and FX → bank.
What NetSettled catches
◯
Missing
Provider says paid. Bank doesn't show it.
◒
Short
Settlement arrives, but for less than expected.
✓
Explained
A difference exists, but refunds, fees, commissions or timing explain it.
◷
Pending
Not late yet. We keep it separate from a real discrepancy.
The UAE Cash Check Project
Apply for up to 5 free Cash Checks.
Help us test whether UAE businesses need a simpler way to prove that payouts, settlements and platform earnings actually reached the bank correctly. Accepted founding-pilot businesses can run up to 5 Cash Checks free.
30founding businesses wanted
AED 10Mcampaign checking goal
5 freeCash Checks during the founding pilot
Prefer WhatsApp?
Chat with us before sharing anything.
Questions first?
Email the NetSettled pilot desk before sharing anything.
Before testimonials
We're earning the proof.
We won't invent partners, savings or ratings. The first pilot businesses will determine what NetSettled actually deserves to claim.
Is this genuinely painful?We want to know whether settlement mismatches create enough operational or financial pain to deserve a dedicated product.
Will businesses trust a Cash Check?Redacted data, file-first onboarding and read-only analysis should reduce the trust hurdle. We are testing whether that is enough.
Where is the pain strongest?Gateways, BNPL, marketplaces, delivery apps, POS, subscriptions — pilot applications will show us which money flows deserve priority.
Why NetSettled
Business-readable money proof.
The pilot direction borrows what works from mature reconciliation tools, then removes as much finance-system complexity as possible.
Traditional reconciliation vs. NetSettled direction
Thousands of rowsOnly exceptions that matter
Match / unmatchedExplained / Pending / Needs attention
Accounting-heavy languageBusiness-readable money trail
Black-box automation riskDeterministic proof + AI explanation
Complex integrations firstStart with exports
Generic bank reconciliationMoney-you-are-owed assurance
AI that explains. Not AI that decides.
Ask: Why is AED 480 unresolved?
The provider reports AED 18,480 settled on Aug 27. The matching bank credit is AED 18,000 on Aug 28. No known refund, fee, commission or adjustment explains the AED 480 difference.
Confidence: High · Illustrative response
Financial matching is designed to be deterministic. AI works from the resulting evidence to explain, summarize and draft the next step.
One problem. Many ways to get paid.
Did the money you earned become the right amount of bank cash?
Gateways + BNPLNet settlements after fees, refunds and timing differences
Platforms + aggregatorsCommissions, promotions, returns and adjustments
POS + booking + subscriptionsBatches and payouts that ultimately need to match the bank
NetSettled is not trying to replace accounting. The first product boundary is narrower: verify money collected or processed by another system against the cash that actually arrived.
Founding pilot offer — Cash Check applicants only
Before you pay anything5 Cash Checks free
Then, if you continueAED 299 /monthLocked for your first 3 paid months
Only 10 founding-price spotsThe first 10 accepted businesses to complete at least one Cash Check can claim this price if they continue.
Waitlist pricing is separateJoining the waitlist alone does not reserve AED 299 pricing.
Settlement ProofCash ChecksAI explanationsEvidence reportsEarly connector access
Not ready to share data?
Join the waitlist.
Be the first to hear when NetSettled opens wider access. Waitlist pricing is separate; joining the waitlist does not reserve AED 299.
FAQ
Trust first.
Do you need my bank login?
No. The initial pilot works from settlement/payout evidence and bank exports you provide.
Can NetSettled move money?
No. The pilot is read-only. NetSettled cannot transfer funds, issue refunds or change payouts.
Can I redact my bank statement?
Yes. We do not need customer names, addresses, full account numbers or unrelated personal transactions to test settlement matching.
Which providers and platforms can I use?
The pilot is file-first. We can assess settlement or payout exports from payment gateways, BNPL providers, marketplaces, delivery aggregators, POS/acquirers and booking platforms, together with matching bank evidence. If you do not see yours listed, send us a sample export after we contact you.
Are these native integrations?
Not on this validation landing. The pilot starts with exports so we can validate real workflows before overbuilding native integrations.
Do you replace my accountant?
No. NetSettled is designed to verify settlement evidence and surface exceptions, not replace bookkeeping, accounting, tax or audit services.
What if everything matches?
That's a valid result. Proving that the cash arrived correctly is part of the value.
What happens to uploaded files?
No file upload happens on this page. Before we accept pilot files, the secure upload flow and exact short-retention/deletion policy will be published and tested.
Is NetSettled accounting software?
No. The initial product is revenue and settlement assurance: compare what a provider or platform says it paid with bank evidence and surface what needs attention.
Is my data used to train AI models?
The V1 architecture is designed to minimize what AI sees and use evidence-grounded explanations only. Provider/training controls will be documented before live financial data enters the product.
Start with 5 free Cash Checks.
Apply to join the UAE Cash Check Project.